2.0   Development of Local Government in Nigeria  The evolution of local government in Nigeria has under gone a lot of changes. These are all geared towards making the local government a system that could serve the purposes for which they are created, before the emergence of the British Colonial/ Administration; various communities in Nigeria were […]

2.1   Concept of taxation One of the simplest definitions of tax I have come across is one offered by the New Webster Dictionary of the English Language. It describes ‘tax’ simply as a charge imposed by governmental authority upon property, individuals or transactions to raise money for public purposes. Tax is a compulsory extraction of […]

REVIEW OF RELATED LITERATURE The accounting and administrative system of an entity may be simple, or they may be massive and complex.  Independent public accountants; internal auditor, managers will be required to make periodic studies of the accounting and internal control such a system.  It could be impracticable, if not imposing procedures affecting all types […]

INTRODUCTION Promotion is a key element in marketing. Successful promotion is the third essential ingredient or element in marketing strategy. Prospective buyers must learn about both the products distinctive want satisfying characteristics and its availability. Establishing and maintaining communications links with target market segments are main tasks assigned to promotion. Promotion is a component of […]

2.1   CONCEPTUAL FRAMEWORK A budget is defined by the Institute of Cost and management Accountants as “a planned outcome to be generated and for the expenditure to ensure during that period and the capital to be employed to attain a given objective. Ezeugwu (1999), defined a budget as a quantitative plan of action of how to […]

This section  shall examine  at  length  the meaning  of  the  effect  of work  environment  and  some  selected theories  of work  environment. Also brief attention will be given to the application of the various existing theories in respect of the Nigeria work environment. Over  the years, theories has made series of attempt to unravel the mystery […]

2.1    PREAMBLE           In Nigeria both state and federal government are now placing much emphasis on the promotion of indigenous small scale enterprises with a view to encouraging entrepreneurship. This study address critical issues like life aspirations, likely source of financial capital, entrepreneurial orientation, attitude towards work, intention towards becoming an entrepreneur, subjective norms underlying this […]

 CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY Researchers all over the world has advocated the need for manager or consultant to constantly examines and evaluates an employee’s work behavior and productivity by comparing it with preset standards, document the results of the comparison, and use the results to provide feedback to the employee to […]

Background of the study The rapid changes in business operations in contemporary times in the form of technological improvement require banks in Nigeria to serve their customers electronically. Traditionally, banks have been in the forefront of harnessing technology to improve their products and services. The banking industry and its environment in the 21st century is […]

1.1   BACKGROUND TO THE STUDY The most recent and significant development in the banking industry is the emergence of Islamic Banking System and Interest-Free Banks (IFBs) in Nigeria through the CBN guideline on non interest banking. This is in response to the failure of the conventional interest based banking system to cater for the developmental […]

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY Western education is a system originated from the west and penetrated to the world after Islamic education in the earliest 15th century. Its main approach was the modernization of social life through science and technological advancement (Farid, 2005). Western system of education was first propagated by the […]

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY Manufacturing firms are considered important in both developed and developing countries. They are producer of goods and services which help to increase economic growth and contribute significantly to employment creation. Although they play a crucial role in economic growth and employment and their operations are often crippled […]

ELECTRONIC BANKING AS AN AID TO COMMERCIAL BANK OPERATIONS IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA) Abstract This study examines critically Electronic Banking as an Aid to Commercial Bank Operations in Nigeria, using first bank as a case study. Electronic banking (e-banking) has brought about a revolution in the functioning of banks […]

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY In Nigeria, the issue of financing active poor in both urban and rural areas through formal financial institutions is difficult (Ovia, 2007). Nigeria is facing various serious problems which are threats to the Nation economy (Anyanwu, 2004). According to National Financial Inclusion, in the provision of financial […]

 CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY The importance of managing the economy efficiently cannot be over emphasized. The monetary authorities, by controlling the supply of money, maintain price stability and influence economic activities especially when combined with appropriate fiscal measures (Friedman, 1999). The banking system remains the major channel for monetary control by […]

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY The environment in which financial transactions are carried out in the 21st century is an intertwined force of complex socio-cultural, economic, political and technological factors creating intricate challenges for financial institutions all over the world (Tesfayohannes, 2012). This growing complexity has created challenges for Nigerian financial institutions […]

THE IMPACT OF THE CBN CASHLESS POLICY ON THE NIGERIAN POPULACE – A PAIN OR A GAIN? (A CASE STUDY OF THE BANKED AND THE UNBANKED)  CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY Mixed reactions have continued to trail the cashless policy introduced by the Central Bank of Nigeria (CBN) in January 2012. The implementation of […]

ABSTRACT  The  objective  of  this  study  is  to  assess  the recapitalization policy  and  the  banks  performance  in  Nigeria, also  to  know  the  history  of  recapitalization  policy  and  how  it has fare over the years, and the benefit of this recapitalization to Nigeria banks. Data were sourced from secondary sources, this  secondary  data  include,  online  source,  […]

CHAPTER ONE INTRODUCTION 1.1 BACKGROUNG OF STUDY Payment systems have passed through a lot of ages. Prior to the 700bc, shells often were used in trade and barter and also cowries were introduced in Asia Minor. In Nigeria and other African countries, differently objects were used for payments. The objects were in form of cowries, […]

INTRODUCTION This study examined the Impact of Exchange Rate Volatility on Nigeria Economic Growth over the period of 29 years (1987-2015). Secondary data source was explored in presenting the facts in which all Nigeria’s economic outputs were considered. The secondary data are obtained from CBN annual reports. The model for the study has its dependent […]

ABSTRACT This research work is geared towards the investigation of the effect of fiscal and monetary policies on commercial bank and other financial institution, government through various agencies issues fiscal and monetary which are assumed to  determine whether these polices have any significant impact on the commercial banks and other financial institution, questionnaires were administered […]

CHAPTER ONE INTRODUCTION 1.0 Background to the Study The concept of credit can be traced back in history and it was not appreciated until and after the Second World War when it was largely appreciated in Europe and later in Africa (Kiiru, 2004). Credit risk management has been an integral part of the loan process […]

ABSTRACT The broad objective of this study is to investigate the implications of poor corporate governance practice on the banking system stability in Nigeria. Specifically, the study sought to; examine the effect of board composition on the banking system stability in Nigeria; to evaluate the effect of board size on the banking system stability in […]

(A CASE STUDY OF FIRST BANK PLC, ENUGU) ABSTRACT This research studied the evaluation into the Nature,  problem and prospect of the New product developed in the banking industry from 1990-2003. In this research work, the researcher choosed four of the products and measures the extent to which they have been able to satisfy the customers. […]

ABSTRACT This research work was on the appraisal of internal control system as a means of preventing fraud in Nigerian Financial Institutions. However for a more detailed study a case study was carried on First Bank Plc Onitsha Head Office.  The bank understudy was selected by simple random sampling. This study was necessitated because of […]

ABSTRACT This work deals with foreign exchange management in Nigeria by the Central Bank of Nigeria (CBN) from 1959 to July 2004. the need to manage foreign exchange became imperative as a result of dis equilibrium in the foreign exchange market caused by inadequate supply of foreign exchange management is a conscious attempt to harnesses […]

ABSTRACT This study is on micro finance institutions: origins problems and prospects.  My main aim of carrying out this research is to assess their past efforts in Nigeria and to see how the new scheme might aid in the lapses encountered by the past institution.  In the review of related literature area, such as their objectives, their […]

CHAPTER ONE INTRODUCTION 1.1          Background to the Study In every economy the banking sector is considered to be the vital source of financing economic activities. As such, the profitability of this sector is inevitable in order to encourage economic activities. The importance of bank profitability can be appraised at the micro and macro levels of the […]

CHAPTER ONE 1.1 BACKGROUND Foreign Policy is a set of carefully articulated goals and objectives which nation-states seek to realize and actualize in the conduct of their relationships with other states. It is also a series of responses which a nation-state offers to the demands which other states put before it. Foreign policy could also […]

ABSTRACT Information and communication Technology (ICT) has become a key element in every house hold, economic development and every areas of human endeavor it is also seen  as  the backbone of knowledge base economics in terms of operations, quality delivery of services and productivity of services. Therefore, taking advantage on Information and Communication Technologies (ICT) […]

CHAPTER ONE INTRODUCTION 1.1 Background to the Study. The business world is gradually changing into a complex sector of the society and there are many problems in the business sector, but that which involves reward to workers is difficult to understand. The question now is: how long will the worker work for just salaries? Only […]

1.0 CHAPTER ONE 1.1 BACKGROUND OF STUDY Banking reforms have been an ongoing phenomenon around the world right from  the 1980s till date, but it is more intensified in recent time because of the impact of globalisation which is precipitated by continuous integration of the world market and economies. Banking reforms involve several elements that […]

PROBLEMS OF COMMERCIAL BANK LOAN SYNDICATION ON THE NIGERIAN ECONOMIC AND THE IMPACT OF MACRO ECONOMIC VARIABLES ON GDP IN NIGERIA ECONOMY TABLE OF CONTENT Cover page Title page Approval page Dedication Abstract Acknowledgment Table of content CHAPTER ONE 1.0     Introduction 1.1     Background of the research 1.2     Statement of research problem 1.3     […]

ABSTRACT The study examined the relationship between employee motivation and organizational performance of selected food and beverage companies in ogun state, a case study of Nestle Nigeria Plc and Cway Foods and Beverages. The study employed the survey design and the purposive sampling technique to select 450 staff across management, senior and junior level. A […]

CHAPTER ONE INTRODUCTION 1.1     BACKGROUND OF THE STUDY Mobile phones have become a tool for everyday use. They have created an opportunity for evolution of banking services to reach the previously unbanked population. Use of mobile banking has made basic financial services highly accessible to low-income people because it caters for challenges of time and […]

CHAPTER ONE INTRODUCTION 1.1 Background to the Study   The recent evolution of technology for financial transactions poses interesting questions for policy makers and financial institutions regarding the suitability of current institutional arrangements and availability of instruments to guarantee financial stability, efficiency and effectiveness of monetary policy. Over the course of history, different forms of payment […]

CHAPTER ONE INTRODUCTION 1.1      BACKGROUND OF THE STUDY Linking pay to performance and the need to achieve a sustainable competitive advantage is something an organisation seeks to achieve. It is a common practise to associate the introduction of performance-based pay with aim of improving incentives and increasing motivation among employee in an organisation (Brown and […]

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY At an earlier point in history, societal expectations from business organizations did not go beyond official resources allocation and its maximization. In recent time, modern businesses think beyond profit maximization towards being at least socially responsible to its society. Today’s heightened interest in the role of business […]

CHAPTER ONE  INTRODUCTION 1.1   BACKGROUND OF THE STUDY           It is universally acknowledged that the banking industry plays a catalytic role in the process of economic growth and development.  This acknowledgement is reinforced by contemporary conceptualism to the effect that banks are a veritable vehicle for mobilizing resources from surplus units and tempting same to […]

ABSTRACT This study focuses on the impact of managerial risk on credit facilities of commercial banks (a case study of GTBank). A proper research was carried out to identify the credit risk management strategies used in GTBank in Ikeja Local government area, to ascertain the influence of managerial risk on the bank credit policy for […]

ABSTRACT This research presents the investigation into the impact of qualiy lending on banks profitabilty, GT bank in Otta Ogun state was used as the location for the study and a total of 40 staff was sampled. Data was gathered using a self -constructed questionnaire and the result gotten was analyzed using the simple percentage […]

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF THE STUDY Invention of mobile technology and its devices have brought about efficiency in the manner in which commercial and business activities are performed (Tiwari and Buse, 2007; UNCTAD, 2007). One such technology is mobile telephony. Mobile telephony serves as a platform for launching innovative mobile phone applications and […]

CHAPTER ONE INTRODUCTION 1.1     BACKGROUND OF THE STUDY The Nigerian banking sector, which plays the intermediation role between the surplus and deficit sectors of the economy, propels the development and growth of the economy. Soludo (2004), proposes the reform of the banking sector with the sole objective of moving the economy forward and to re-position […]

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY   In the present business environment, leadership styles have emerged as key to achieving greater organizational success because of their direct effect on employee motivation (Gopal and Chowdhury, 2014). Gouraki (2013) mention that human resources are one of the key components of organizational management, implying that human resource […]

CHAPTER ONE INTRODUCTION 1.1     BACKGROUND OF THE STUDY   The practice of microfinance in Nigeria is culturally rooted and pre-dates modern banking era. The traditional microfinance institutions provide access to credit for the rural and urban, low-income earners. They are mainly of the informal Self-Help Groups (SHGs) or Rotating Savings and Credit Associations (ROSCAs) types. […]

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF THE STUDY Timothy (2012) posits that three or four decades ago, banking was a simple business; consumers saved their money with and received their financial services from banks. When customers open savings account, they received passbook from the bank with which the account would be operated; and when it […]

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY A computer is an automatic device made up of mechanical electronic components that is capable of accepting, storing and retrieving vast amount of data in formatting and also carry out operations such as (arithmetic,logic) under the control of a stored program a high speed and subsequently come […]

ABSTRACT             The stock exchange in Nigeria has been enmeshed in a series of  controversies in recent time, therefore this study examined the impact of the stock exchange  on the generation of capital for commercial  banks in Abeokuta metropolis. This descriptive survey research design was adopted and the sample size comprised 50 bankers crown from […]

ABSTRACT             The stock exchange in Nigeria has been enmeshed in a series of  controversies in recent time, therefore this study examined the impact of the stock exchange  on the generation of capital for commercial  banks in Abeokuta metropolis. This descriptive survey research design was adopted and the sample size comprised 50 bankers crown from […]

ABSTRACT This study intends to examine the impact of credit risk on bank performance in Nigeria for the period 2004-2014. The pervasive incidence of non-performing loan is one of the prime causes of failure in the banking system. The internal exams to ascertain if loans are with collateralized and self-liquidating could not be held accountable. […]

CHAPTER ONE INTRODUCTION 1.1  BACKGROUND OF THE STUDY Outsourcing is a management strategy by which an organisation delegates major or non-core business functions to specialised and efficient service providers. (Rajee & Hammed, 2013). During the last decades, Nigeria business enterprises came under pressure to restructure and improve their sustainability as organisations face increasingly complex, dynamic, […]

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Resources are scare both locally and internationally but this is greatly in contrast with the tendency for them to be wasted and underutilized by the human factor involved in the production of goods and services. It is observed that with more and more firms springing up every […]

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY Fraud as “the action or an instance of deceiving somebody in order to make money or obtain goods illegally. Fraud is a deliberate distortion and misrepresentation of fact in preparations of financial information, for the purpose of personal benefit or gain. The International Auditing Guideline (IAG) defines […]

CHAPTER ONE INTRODUCTION 1.1        Background of the Study Automated Teller Machines (ATM) are devices used by bank customers to process account transactions. Typically, a user inserts into the ATM a special plastic card that is encoded with information on a magnetic strip. The strip contains an identification code that is transmitted to the bank’s […]

CHAPTER ONE INTRODUCTION 1.  1  BACKGROUND OF STUDY Business is like a bicycle, either you keep moving or you fall down. Over the century, man has been able to achieve many fear is the ability to like the whole world together invisible thread called Communication. Without communication, we utterly be isolated groups without the coordination […]

CHAPTER ONE INTRODUCTION 1.1     BACKGROUND TO THE STUDY Banks play an important role in financial system and the economy of a country. Banks among other financial institution are organizations which through its activities (Such as accepting or accepting and handling of deposit of its customer, making available loans to individuals and organizations based on request […]

THE ROLES, OPERATIONS AND STRUFCTURE OF NIGERIAN CAPITAL MARKET AND ITS IMPACT ON THE GROWTH OF NIGERIAN ECONOMY ASTRACT This study examines the roles, operations and structure of the Nigerian capital market. It also went ahead to examine the relationship between capital market development and economic growth. Time series data obtained from Central Bank of […]

THE ROLE OF MERCHANT BANKS IN FINANCING AND PROMOTING NON OIL EXPORT IN NIGERIA CHAPTER ONE   INTRODUCTION 1.1     BACKGROUND A buoyant economy is largely on its transaction. This transaction is what most undeveloped countries depend on for foreign exchange earnings. Nigeria’s non-oil export in the 60s (sixties) constituted the major source of foreign exchange […]

THE ROLE OF INFORMATION AN]) COMMUNICATION TECHNOLOGY (ICT) IN FRAUD DETECTION IN NIGERIAN BANKS. (A CASE STUDY OF FIRST BANK OF NIGERIA ENUGU) ABSTRACT This research work aims at determining the role of information and communication technology in detecting fraud in the Nigerian banking system. The banking institution which has integrity and trust as its hallmark […]

THE RESPONSIVENESS OF COMMERCIAL BANK LOANS TO ECONOMIC GROWTH IN NIGERIA 1999 2014 CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY   Finance is required by different people, organizations and other economic agents for different purposes. To provide the needed finance, there are varieties of institutions rendering financial services. These institutions are divided into money […]

THE PROBLEMS AND CHALLENGES OF NIGERIA CONTRIBUTORY PENSION SCHEME TO NIGERIA CIVIL SERVANTS CHAPTER ONE BACKGROUND OF STUDY 1.1   INTRODUCTION The Nigeria Pension Schemes exist to provide post- retirement benefits to employees. It was introduced by the colonial master to provide income and security for old age British citizen working in the country upon retirement. […]

THE PERCEIVED IMPACT OF INFLATION ON THE NIGERIAN CAPITAL MARKET: A CASE STUDY OF THE NIGERIAN STOCK EXCHANGE, ONITSHA, ANAMBRA STATE CHARTER ONE 1.0                                 INTRODUCTION 1.1 BACK GROUND OF THE STUDY                  This study is a modest attempt at a lucid explication of the perceived impact of inflation on the Nigerian capital market. Inflation has […]

THE IMPACT OF THE CONTRIBUTORY PENSION SCHEME ON EMPLOYEE RETIREMENT BENEFITS OF QUOTED FIRMS IN NIGERIA ABSTRACT   This study seeks to evaluate whether or not the Contributory Pension Scheme has an impact on employee retirement benefits of quoted firms in Nigeria and; to determine the relationship that exists between the Impact of the Contributory […]

THE IMPACT OF SHORT TERM ASSETS AND LIABILITIES MANAGEMENT ON PROFITABILITY OF NIGERIAN MANUFACTURING FIRMS CHAPTER ONE INTRODUCTION 1.1       Background to the Study The corporate finance literature has traditionally focused on the study of long-term financial decisions, particularly investments, capital structure, dividends or company valuation decisions. However, short-term assets and liabilities are important components of […]

THE IMPACT OF OPEN MARKET OPERATION ON PRICE STABILITY IN NIGERIA ABSTRACT Results of monetary policy outcomes suggest that Nigeria does not enjoy ideal conditions for adopting a monetary policy regime aimed primarily at stabilizing prices under a freely floating exchange rate. The reasons often advocated is that Nigeria faces a very volatile macroeconomic environment […]

THE IMPACT OF MONETARY POLICY ON COMMERCIAL BANK LENDING IN NIGERIA (A CASE STUDY OF FIRST BANK OF NIGERIA PLC) ABSTRACT This study investigated the impact of monetary policy on commercial bank lending in the Nigerian context. The study aimed to test the effectiveness of some monetary policy component and instruments and how it affects commercial […]

THE IMPACT OF INFORMATION TECHNOLOGY ON THE GROWTH AND DEVELOPMENT OF BANKING INDUSTRY IN NIGERIA. A CASE STUDY OF UNITED BAN FOR AFRICA PLC (BA), FIRST BANK OF NIGERIA PLC (FBN) AND ZENITH BANK PLC. ABSTRACT Some of the tropical issues posing serious problems in both the private and sector are advances in technology. The sector that has been […]

THE IMPACT OF FOREIGN DIRECT INVESTMENT ON THE NIGERIAN BANKING SECTOR. ABSTRACT This work studies the level of impact; foreign direct investment has on the Nigerian banking sector in the wake of the unprecedented amount of capital flight that occurred from the Nigerian economy during the recent global economic recession (the credit crunch). Data which […]

 THE IMPACT OF EXTERNAL DEBT MANAGEMENT ON THE NIGERIA ECONOMY Abstract Nigeria’s external debt, including its size, structure, source, type, and composition. The work analyzes the indexes for measuring the debt burden and examines alternative debt scenarios. It distinguishes between the internal and external factors influencing external debt accumulation, identifies the changes in the international environment […]

THE IMPACT OF DIVIDEND POLICY AND EARNINGS ON STOCK PRICES OF NIGERIA BANKS. ABSTRACT This study examined the impact of dividend yield on stock prices of Nigerian banks; the impact of earnings yield on stock prices of Nigeria banks and the impact of payout ratio on stock prices of Nigeria banks. The study adopted the ex-post-facto research design […]

THE IMPACT OF DIVIDEND AND CORPORATE EARNINGS ON STOCK PRICES ABSTRACT This study was carried out to determine effects of dividends and earnings on stock price movement in Nigeria. This was done by examining the significance of cash dividend and corporate earnings on stock prices in the Nigerian Stock Exchange for a period of ten […]

THE IMPACT OF DEBT FINANCING ON VALUE OF NIGERIAN FIRMS. ABSTRACT The issue of value creation for stakeholders of the firm as a result of the composition of its financial mix can be traced to the seminal work of Modigliani and Miller (MM) in 1958. Their argument is the irrelevance of the financing mix of firms […]

THE IMPACT OF CAPITALIZATION ON THE BANKING INDUSTRY AND THE NIGERIAN ECONOMY  (AN EVALUATION)        ABSTRACT The CBN in its search for a more robust, stronger and stable banking system, reeled out a 13 point reform agenda in July 6, 2004 direct among other things, that operators in the banking sub-sector should raise their capital […]

THE IMPACT OF AGRICULTURAL CREDIT ON AGRICULTURAL PRODUCTIVITY IN NIGERIA ABSTRACT In most agrarian economies like the type that exists in Nigeria, agricultural production provides the needed fulcrum upon which a sustainable development would blossom. Being the main source of food for most of the population, till date, agricultural production remains the mainstay of the […]

THE FINANCIAL SYSTEM AND ECONOMIC GROWTH IN NIGERIA CHAPTER ONE INTRODUCTION 1.1       Background of the Study A financial system is a set of rules, regulations and the aggregation of financial arrangement, institutions and agents that interact with each other and the rest of the world to foster economic growth and development of a nation (Nzotta […]

THE EFFECT OF THE RECENT GLOBAL FINANCIAL MELTDOWN ON THE NIGERIA ECONOMY.  AN EVALUATION. ABSTRACT This study/research was necessitated owing to the recent financial crisis that enveloped the globe, commonly referred to as the global credit crunch. This crisis came about as a result of mismanagement of mortgaged that were made available to the masses abroad […]

THE EFFECT OF BANKING INDUSTRY DISTRESS ON THE NIGERIAN ECONOMY CHAPTER ONE  INTRODUCTION  Background of the Study  The financial system of a country which the banking industry is part, refers to the totality of the regulatory and participating institutions as well as instruments involved in the process of financial intermediation. An efficient system is widely […]

THE DETERMINANT OF DEBT MATURITY IN SELECTED NIGERIAN FIRMS ABSTRACT The study therefore examined the determinants of debt maturity in selected Nigerian firms. The study evaluated the determinants of debt maturity of selected firms in Nigeria using the following variable: independent variables; firm size, firm leverage, firm’s asset maturity and firm credit quality and dependent […]

SERVICE DELIVERY AS AN INSTRUMENT OF ACCESSING COMPETITIVE ADVANTAGE IN MARKETING (A STUDY OF ZAIN NIGERIA PLC) ABSTRACT This project examined the role service delivery in accessing completive advantage in marketing – using specifically Airtel Nigeria Plc. Thus, the project had the following as object (i) to determine what constitutes effective customer service for a typical service […]

RISK MANAGEMENT IN BANK LENDING:  A CASE STUDY OF EQUITORIAL TRUST BANK. ABSTRACT The emergence of Banks owned by the local private sector began in the mid-1970s. Financial markets in the period since independence have been dominated by foreign and government owned commercial banks. But deficiencies in financial intermediation provided an opportunity for local private […]

PRICING OF PUBLIC OFFERING IN THE NIGERIA CAPITAL MARKET: A CASE STUDY OF SELECTED BANKS. CHAPTER ONE      INTRODUCTION BACKGROUND TO THE STUDY In the capital markets hundred investors make several deals a day. The screen-based trading makes these deals known to all in the capital markets. Thus, a large number of buyers and sellers […]

NATURE AND EFFECTS OF BANKING INDUSTRY FRAUDS IN NIGERIA, 1990-2008 ABSTRACT This study on “The Nature of Banking Fraud in Nigeria” (1990 to 2008) covered the period Nigeria Deposit Insurance Corporation (NDIC) took over the management and control of 24 distressed banks, liquidation of 26 Banks in 1998 and the re-capitalization of banks in 2005 by […]

MANAGEMENT OF NATIONAL HEALTH INSURANCE SCHEME (NHIS) IN THE PUBLIC SECTOR: ISSUES, PROBLEMS AND PROSPECTS CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY           One of the basic needs of the people of any nation is good health. This incorporates physical fitness, adequate nutrition and food security, high life expectancy, absence of epidemic and endemic […]

LOAN ADMINISTRATION AND MANAGEMENT IN SELECTED THREE NIGERIAN BANKS. CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY Nigeria as a developing nation is in dire need of a vibrant economy anchored on productivity, which is in turn anchored on liberal loan management and administration of Nigerian banks.  According to Moha (2006:110), for any developing country […]

INTERNATIONAL TRADE AND GROWTH OF THE NIGERIAN ECONOMY ABSTRACT Foreign trade enlarges the market for a country’s output. Exports may lead to increase in national output and may become an engine of growth. Expansion of a country’s foreign trade may energize an otherwise stagnant economy and may lead it on to the path of economic […]

IMPACT OF WORKING CAPITAL MANAGEMENT ON THE PROFITABILITY OF QUOTED CONSUMER GOODS COMPANIES IN NIGERIA. CHAPTER ONE INTRODUCTION 1.1       Background of the Study The Nigerian Economy is faced with several factors which could impede the speed of having a huge return on the resources employed by the firms and companies. As a result, however, proper […]

IMPACT OF OIL PRICE MOVEMENT ON THE NIGERIAN STOCK MARKET ABSTRACT  From the middle of the twentieth century, crude oil has become one of the main indicators of economic activities due to its importance in the supply of the World’s energy demands. Nigeria as one of the major suppliers of crude oil in the international […]

IMPACT OF NON-OIL EXPORT ON THE ECONOMIC GROWTH OF NIGERIA (1986-2014). ABSTRACT This study examined the impact of non-oil exports on the growth of the Nigerian economy. It investigated the specific impact of the following independent variables: agricultural export, solid mineral export, semi-manufactured export and manufactured export on the growth of the Nigerian economy. Real […]

IMPACT OF MONETARY POLICY INSTRUMENTS ON THE ECONOMIC GROWTH OF NIGERIA, 1982-2011                                                               ABSTRACT Since the expositions of the key role of monetary policy in influencing macroeconomic objectives like economic growth, price stability and host of other objectives, monetary authorities are saddled with the responsibility of fashioning appropriate monetary policy instruments that can be effectively […]

IMPACT OF MICROFINANCE ON RURAL ECONOMIC GROWTH IN NIGERIA ABSTRACT This study examines the impact of microfinance activities on rural economic growth in Nigeria for the period: 2000-2015; the introduction of microfinance banks is the inability of commercial banks to provide sufficient credit, savings and other financial services to the poor and so have taken […]

IMPACT OF INTERNAL CONTROL SYSTEM ON PROFIT PERFORMANCE OF COMMERCIAL BANKS. ABSTRACT This study primarily aims at finding out the impact of internal control system on the profit performance of commercial banks in Nigeria with an empirical study on Orient Bank of Nig. Plc and United Bank of Africa Plc. Internal control systems impact on […]