This work draws attention to the role rural banking can play in Nigeria development. This is because rural banking, will immensely increase the degree of monestisation of economy, making available for rural dwellers, greater opportunities for savings, credit investment and enhance the effectiveness on monetary policies in the achievement of desired national macro ” economic objectives. It is with the above objectives in mind, that the rural banking programme was initiated by the Nigeria government in 1977. although the programme has made appreciable progress in the realization of its objectives. The problem of inadequate infrastructure in rural areas has continued to pose a serious hindrance to it. The introduction of appropriate measures, will however ameliorate the situation, thus, bringing the role of commercial banks in rural areas to be better appreciated.

COVER PAGE

TITLE PAGE

APPROVAL PAGE

DEDICATION

ACKNOWLEDGEMENT

ABSTRACT

TABLE OF CONTENT

CHAPTER ONE:

INTRODUCTION

1.1 BACKGROUND OF STUDY

1.2 STATEMENT OF THE PROBLEM

1.3 PURPOSE / OBJECTIVE OF STUDY

1.4 SIGNIFICANCE OF STUDY

1.5 LIMITATION OF THE STUDY

1.6 DEFINITION OF TERMS.

CHAPTER TWO:

2.1 LITERATURE REVIEW

2.2 STRUCTURE OF NIGERIAN COMMERCIAL BANKS

2.3 THE PROBLEMS ENCOUNTERED BY RURAL AREA AND THE ROLE

CONTRIBUTION OF COMMERCIAL BANKS.

2.4 MOBILIZATION OF RURAL SAVINGS.

CHAPTER THREE:

RESEARCH DESIGN AND METHODOLOGY.

3.1 SOURCE OF DATA

3.2 LOCATION OF DATA

3.3 METHOD OF DATA COLLECTION.

CHAPTER FOUR:

4.1 FINDINGS

CHAPTER FIVE:

5.1 RECOMMENDATION.

5.2 CONCLUSION.

BIBLIOGRAPHY