COMPLETE SCHOOL PROJECT TOPICS & MATERIALS :
CHAPTERS: Chapter 1-5 | DOC FORMAT: MS WORD/PDF | PRICE: ₦3,000
This study centered on improving the management of loanable funds in commercial banks. The study was comparative in nature, using Trade Bank of Nigeria (TBN) and Inland Bank of Nigeria (IBN). These two banks were chosen because of their accessibility, high rate of mobilization of deposits and loan defaulting. The major instrument used for data collection included oral interviews, bank records of daily operations, annual report and statement of accounts. Four hypothesis were formulated in line with the statement of the problems. The data obtained was organized and analyzed with the use of chi square test for goodness of fit, coefficient of correlation, percentage of loan chart and component bar chart were also used respectively where necessary. The study finally revealed if the incidence of loan default was continuously on the increase/decrease and if such increase/decrease was more in government owned banks or in privately owned banks. It also saw if such increase/decrease was higher/lower in relation to deposit mobilization. In order to find solution to the problem, it was suggested that banks should adhere strictly to the principles of good lending, improve on security valuation, ensure that men of high integrity are employed at the credit department and emphasize on prudent supervision and control of loan accounts. Other suggestions were purely focused on advisory and credit worthiness for effectiveness and proper management.
More Research Project Topics Materials in the Department
- EFFECTS OF COMPUTERIZATION ON SERVICE DELIVERY OF DEPOSIT MONEY BANKS
- IMPACT OF BANK RECAPITILIZATION ON THE PERFORMANCE OF SMALL AND MEDIUM ENTERPRISES IN NIGERIA
- VIOLATION OF HUMAN RIGHTS BY THE MILITARY REGIME
- ASSESSMENT OF THE 2014 EKITI GUBERNATORIAL ELECTION
- FEDERAL CHARACTER PRINCIPLE AND NATIONAL INTEGRATION
- NIGERIA JUDICIAL SYSTEM, PROBLEM AND THE WAY OUT
- THE CORRUPTION AND INSECURITY IN NIGERIA: A FIGHT AGAINST IT.