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	<title>THE ROLE OF DIGITAL FINANCIAL INCLUSION IN ENHANCING CREDIT ACCESS FOR SMALLHOLDER FARMERS IN NORTHERN NIGERIA</title>
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	<title>THE ROLE OF DIGITAL FINANCIAL INCLUSION IN ENHANCING CREDIT ACCESS FOR SMALLHOLDER FARMERS IN NORTHERN NIGERIA</title>
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		<title>THE ROLE OF DIGITAL FINANCIAL INCLUSION IN ENHANCING CREDIT ACCESS FOR SMALLHOLDER FARMERS IN NORTHERN NIGERIA</title>
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		<dc:creator><![CDATA[Uduak Effiong]]></dc:creator>
		<pubDate>Tue, 30 Dec 2025 07:25:05 +0000</pubDate>
				<category><![CDATA[AGRICULTURAL ECONOMICS PROJECT TOPICS AND MATERIALS]]></category>
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					<description><![CDATA[THE ROLE OF DIGITAL FINANCIAL INCLUSION IN ENHANCING CREDIT ACCESS FOR SMALLHOLDER FARMERS IN NORTHERN NIGERIA Abstract This study investigates how digital financial inclusion can improve credit accessibility for smallholder farmers in Northern Nigeria, focusing on overcoming longstanding obstacles to formal agricultural financing. The research population comprises registered smallholder farmers from three states in North [&#8230;]]]></description>
		
		
		
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