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		<title>KNOWLEDGE, AWARENESS AND BENEFITS OF NATIONAL HEALTH INSURANCE SCHEME AMONG CIVIL SERVANTS</title>
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		<dc:creator><![CDATA[Uduak Effiong]]></dc:creator>
		<pubDate>Sun, 15 Jun 2025 14:55:29 +0000</pubDate>
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		<category><![CDATA[AWARENESS AND BENEFITS OF NATIONAL HEALTH INSURANCE SCHEME AMONG CIVIL SERVANTS]]></category>
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					<description><![CDATA[KNOWLEDGE, AWARENESS AND BENEFITS OF NATIONAL HEALTH INSURANCE SCHEME AMONG CIVIL SERVANTS   Abstract The difficulties encountered in out of pocket financing of healthcare have compelled the introduction of pre paid health insurance in many countries, including Nigeria. This is borne out of a universal and equitable healthcare cover as a fundamental human right. This [&#8230;]]]></description>
		
		
		
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