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		<dc:creator><![CDATA[Uduak Effiong]]></dc:creator>
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					<description><![CDATA[CREDIT ANALYSIS ON SMALL AND MEDIUM ENTERPRISES IN LAGOS METROPOLIS (A CASE STUDY OF BANK PHB PLC.) &#160; ABSTRACT Small and medium enterprises are supposed to playa central role in the drive for economic development of the country. There is however a consensus&#8217; that these small and medium enterprises have largely failed to ·deliver on this [&#8230;]]]></description>
		
		
		
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