TABLE OF CONTENT                                                                                                                               PAGE

TITLE PAGE                                                                                                            i

CERTIFICATION                                                                                                     ii

DEDICATION                                                                                                           iii

ACKNOWLEDGEMENT                                                                                         iv

TABLE OF CONTENT                                                                                             v

LIST OF TABLES                                                                                                     viii

ABSTRACT                                                                                                               ix

CHAPTER ONE – INTRODUCTION                                                                     1

1.1       BACKGROUND TO THE STUDY                                                             1

1.2       STATEMENT OF RESEARCH PROBLEM                                                            5

1.3       STATEMENT OF RESEARCH QUESTIONS                                            6

1.4       OBJECTIVES OF THE STUDY                                                                   6

1.5       JUSTIFICATION FOR THE STUDY                                                          7

1.6       LIMITATION TO THE STUDY                                                                   7

1.7       DEFINITION OF TERMS                                                                            8

1.8       HYPOTHESIS TO BE TESTED